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Our Products & Services

Financial Products & Services

Disability Insurance
  • Personal Disability Income Insurance*
  • Disability Overhead Expense
  • Disability Buy-Out Insurance
  • Reducing Term
  • Retirement Protection Plus  
Life Insurance
  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance**
  • Survivorship Life Insurance
Retirement Plans
  • 401(K)
  • 403(b)
  • Money Purchase
  • Profit Sharing
  • Mutual Funds
  • Fixed & Variable Annuities
  • Tax-Deferred 529 College Savings Plans
  • Money Market Funds
  • Mutual Fund Wrap Programs
  • Individual Retirement Accounts (IRAs)
Employee Benefits
  • Group Medical Insurance
  • Group Dental Insurance
  • Group Life Insurance
  • Group Vision Insurance
  • Long-Term Care Insurance***
  • Group Long-Term Disability
Financial Services
  • Financial Needs Analysis
  • Retirement Funding Strategies
  • College Funding Strategies
  • Estate Conservation Strategies
  • Investment Advisory Services
  • Brokerage Services

Lawrence B. Keller is a Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS), OSJ Address: 355 Lexington Avenue, 9th Floor, New York, NY  10017, (212) 541-8800. Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor.  PAS is an indirect wholly owned subsidiary of The Guardian Life InsuranceCompany of America, New York, NY. Physician Financial Services is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member FINRA, SIPC.

  *Disability Income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian. Product provisions and features may vary from state to state.
  **Variable Universal Life products are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation, and distributed by Park Avenue Securities LLC (PAS). GIAC and PAS are located at 10 Hudson Yards, New York, New York  10001, 1-800-441-6455. GIAC and PAS are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.

***Long Term Care Insurance not issued by Guardian.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice.  Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck